Terms And Conditions

BrightPath Retirement Terms of Service

Last Updated: 11/06/2025

This website, under the domain https://www.brightpathretirement.com, is owned and operated by BrightPath Retirement (“BrightPath,” “we,” “our,” or “us”).

By accessing or using our website or services, you (“User,” “you,” or “your”) agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not access or use our website or services.

Any new tools, products, or features added to the current site are also governed by these Terms. The most current version of these Terms will always be posted on this page, and continued use of our website constitutes acceptance of all changes.

SECTION 1 – WEBSITE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or have obtained parental consent for any minors using this site.

You agree not to use our site or services for any unlawful purpose or in violation of any applicable laws, including intellectual property or data privacy regulations.

Transmission of any destructive code, malware, or attempts to compromise site security is strictly prohibited and will result in immediate termination of access and potential legal action.

SECTION 2 – GENERAL CONDITIONS

We reserve the right to refuse service to any individual or entity at our sole discretion.

You understand that non–credit card content transmitted through our platform may be transferred unencrypted across various networks to adapt to technical requirements. Credit card data, when collected, is encrypted end-to-end using industry-standard security protocols.

You agree not to reproduce, duplicate, resell, or exploit any portion of the Service or content without written consent from BrightPath Retirement.

Headings in this agreement are for convenience only and do not affect interpretation.

SECTION 3 – ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION

While we strive for accuracy, we do not warrant that all information on this site is complete, accurate, or current. The content is provided for educational and informational purposes only. Any reliance on information from this site is at your own risk.

We reserve the right to modify or update site content at any time without obligation to notify users.

SECTION 4 – MODIFICATIONS TO SERVICES AND PRICES

All pricing, offerings, and services are subject to change at any time without notice.

We may suspend or discontinue the website or any portion of the Service without liability. BrightPath Retirement shall not be held responsible for any modification, price change, or discontinuation of Service.

SECTION 5 – PRODUCTS OR SERVICES (if applicable)

Certain products or services may be offered exclusively online. These may have limited quantities or eligibility requirements.

All product descriptions and pricing are subject to change at any time. BrightPath reserves the right to limit sales to specific persons, regions, or jurisdictions. We do not warrant that any services, materials, or advice obtained through this site will meet your specific expectations or financial goals.

All purchases and interactions are subject to BrightPath’s Refund and Return Policy, available upon request.

SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse or cancel any order or appointment request placed through our system.

You agree to provide accurate, current, and complete account and payment information. We may cancel or restrict accounts or orders that appear fraudulent, duplicative, or in violation of these Terms.

By submitting your information, you consent to necessary verification and communication to complete your transaction or scheduling.

SECTION 7 – OPTIONAL TOOLS

We may provide access to third-party tools or integrations (“Third-Party Tools”) that we do not monitor or control.

Use of such tools is at your own risk and subject to the third-party provider’s terms. BrightPath Retirement disclaims all liability arising from or relating to your use of any Third-Party Tool or integration.

SECTION 8 – THIRD-PARTY LINKS

Our website may contain links to third-party websites or resources. We do not endorse, monitor, or guarantee any third-party content.

BrightPath Retirement is not responsible for any harm, loss, or damages arising from your interactions with third-party sites or products. Please review those sites’ terms and policies carefully.

SECTION 9 – USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS

By submitting suggestions, ideas, testimonials, reviews, or other content (“Submissions”), you grant BrightPath Retirement an irrevocable, royalty-free, perpetual, and worldwide license to use, publish, reproduce, and distribute such content without obligation to compensate or credit you.

We reserve the right to remove or edit content that violates laws, infringes rights, or contains inappropriate or harmful material.

You agree your submissions will not violate the rights of third parties or contain malware or harmful code.

SECTION 10 – PERSONAL INFORMATION & SMS CONSENT

Your submission of personal information is governed by our Privacy Policy, available at https://www.brightpathretirement.com/privacy-policy.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Text messaging originator opt-in data and consent will not be shared with third parties, except for authorized service providers supporting SMS delivery.

SMS MESSAGES

By submitting your information, you may consent to receive transactional or educational SMS messages.
Message frequency varies. Message and data rates may apply.

To stop receiving messages: reply STOP.

For help: reply HELP or contact [email protected].

Carriers are not responsible for delayed or undelivered messages.

For privacy-related inquiries, please refer to our Privacy Policy.

SECTION 11 – ERRORS, INACCURACIES, AND OMISSIONS

Occasionally, our site or materials may contain typographical or factual errors. We reserve the right to correct or update such information at any time without prior notice, including after orders or submissions have been made.

We are under no obligation to update or amend site content unless required by law.

SECTION 12 – LIMITATION OF LIABILITY

To the fullest extent permitted by law, BrightPath Retirement and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the website or its services.

All information is provided “as-is” without warranties of any kind, express or implied.

SECTION 13 – GOVERNING LAW

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to conflict-of-law principles.

Any disputes shall be resolved exclusively in Sacramento County, California.

SECTION 14 – CONTACT INFORMATION

BrightPath Retirement
Email: [email protected] (Subject: ATTN – Terms of Service)
Phone: (916) 245-0750

For privacy and compliance requests, please reference your full name and the nature of your inquiry.

SECTION 15 – POLICY REVISIONS

We reserve the right to update or modify these Terms at any time without prior notice. The most current version will always be posted on our website. Continued use of our site after such changes constitutes acceptance of the revised Terms.

BrightPath Retirement enforces a zero-tolerance policy for misuse, unauthorized access, data scraping, or manipulation of our systems. Violations will result in immediate termination of access and referral to applicable legal authorities.

This site and its contents are protected by intellectual property, contract, and data protection laws. Unauthorized reproduction or misuse is expressly prohibited.